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What Insurances Do I Need as a Landlord?

Being a landlord involves far more than simply owning a property and collecting rent. Once you let a property, you take on legal, financial, and practical responsibilities that expose you to a wide range of risks. From property damage and tenant disputes to liability claims and loss of rental income, the right insurance is a…
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HGV Insurance Guide: Are You Fully Covered?

Whether you’re keeping the economy and the country rolling by supplying products and parts to the manufacturing sector, or supplying goods to the retail sector, HGVs are the lifeblood of your business.</span Heavy Goods Vehicles (HGVs) are trucks over 3.5 tonnes, and not having the right insurance could put the brakes on your business with…
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Specialist Insurance for Paramedics and Emergency Responders

West Craven Insurance, provide tailored insurance solutions for paramedics & emergency responders who work independently, support charities, or run businesses covering events and emergency response services across the UK. Protect your income, liability, and equipment with tailored insurance protection for your profession. Get peace of mind knowing you’re covered while you care for others. While…
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Insurer warns small businesses against the perils of under-insurance

The Managing Director of Earby-based West Craven Insurance Services has this week urged businesses to exercise greater caution when arranging insurance cover and to avoid the often-overlooked risks of under-insurance. Ian Clarkson has warned that economic pressure and cost-cutting measures, particularly during periods of recession, have led many small and medium-sized enterprises to make insurance…
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Understanding Paramedic Insurance: What You Need to Know

You are busy enough keeping people safe. The last thing you need is to find out, halfway through a complaint, claim, or professional issue, that the cover you thought you had does not actually fit the work you do. That is why paramedic insurance matters. The tricky part is that “paramedic insurance” is not usually…
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Does Your HGV Have the Correct Insurance?

If your HGV is on the road every day, insurance is not just another renewal to tick off. It is one of the things that protects your vehicle, your business, your contracts, and your ability to keep earning when something goes wrong. The problem is that a lot of operators assume they are covered simply…
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The Key Benefits of Medical Equipment Insurance

In today’s healthcare environment, medical equipment plays a vital role in delivering safe, effective and uninterrupted care. From diagnostic machines and portable monitors to specialist surgical equipment and treatment devices, these assets are critical and often extremely valuable. However, medical equipment is also vulnerable. Accidental damage, theft, fire and transportation risks can all result in…
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What is Goods In Transit Insurance?

You ship products. You load stock into vans. You send orders to customers and pallets to suppliers. Then one day, something goes wrong. A box disappears. A delivery turns up damaged. A van is broken into overnight. And suddenly the question is not whether the goods were moving. It is who is paying for the…
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Do I Need Insurance If You’re Self-Employed?

Working for yourself gives you freedom, but it also shifts more risk onto you. When you are self-employed, there is no large employer behind you if a claim lands, a client complains, your tools disappear, or an injury stops you from working. That does not mean you need every policy on the market. It does…
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Classic Car Insurance – Protection For Your Pride And Joy

If you own a ‘classic’ car, it may well be your pride and joy. It might hold sentimental value, it’s probably oozing automotive style, and it could well be a rarity on the roads. Chances are, it will certainly turn more than a few heads. It is also likely to be worth a few quid,…
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A Guide to Tradesman Insurance

It’s common knowledge that the role of a tradesman is one of the riskiest and most diverse fields to work in. To properly protect your business, your employees, members of the public and yourself, it is necessary to secure an insurance policy that acts as an overall protection for your business. Find out more about…
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