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Spring clean your home insurance policy

So many changes occur in spring, including the contents of your home. So it’s not all about wildlife and flowers. Perhaps you have moved home recently or made some small or large renovations. What’s more, you don’t want to pay too much for your policy. The chances are you have acquired more belongings over the…
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What is phishing, and why should you stay protected?

  What is phishing? Phishing is a cybercrime that can cause untold damage to large and small businesses and individuals with the click of a mouse or the touch of a button. Often synonymous with emails and dodgy links designed to lure you into providing sensitive information such as passwords or bank details, there is…
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Should I add a named driver to my insurance policy?

When trying to decide whether you should add a named driver to your policy, the first question you should ask yourself is, “How safe a driver are they?” For many younger drivers, this is a great way to get a big discount on their car insurance costs, but you don’t want your premium to increase…
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Does Your HGV Have the Correct Insurance?

If your HGV is on the road every day, insurance is not just another renewal to tick off. It is one of the things that protects your vehicle, your business, your contracts, and your ability to keep earning when something goes wrong. The problem is that a lot of operators assume they are covered simply…
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50% of businesses only note cyber threats after an attack

When it comes to managing cybersecurity, the approach from leadership within the business is vital. In the UK, there currently appears to be a lack of engagement in the persistence that is needed for preventative measures. According to a new report from the Department for Digital, Culture, Media & Sport (DCMS), half of businesses aren’t…
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Is travel insurance essential for a UK holiday

There’s a lot of appeal in opting for a staycation – beautiful beaches, splendid countryside; forests, mountains and lakes, theme parks and a rich tapestry of history with so many castles and monuments to visit and explore. There is also the added convenience of skipping the airport hassle; simply jump in the car and drive…
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Flash Flooding Guidance for Customers and Businesses

Flash flooding can happen quickly and with very little warning. Heavy rain, thunderstorms, overwhelmed drains, surface water, blocked gullies and already saturated ground can all lead to water entering homes, commercial premises, yards, car parks, stock rooms and offices. Even where a property has never flooded before, sudden rainfall can create serious problems in a…
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Most common misconceptions about car insurance cover

The financial implications of a motoring accident can be colossal. This is why it’s important to give accurate information to your insurer and don’t let a few myths lure you down some very dark and dangerous roads! Car insurance (like any insurance) is calculated by analysing elements of risk and the financial implications in the…
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Business Insurance

Reasons Why SMEs Need Business Insurance

Running a small or medium-sized enterprise (SME) in the UK comes with a unique mix of opportunity and risk. Whether you’re operating a retail shop, managing a property portfolio, running a catering business, or delivering professional services, your business is exposed to challenges that can arise at any time. From our experience working with SMEs…
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Prepare your business for inflation with these top tips

During times of overwhelming economic headwinds, it’s important for business leadership to take proactive measures to prepare their organisations for growing inflation. From sky-rocketing food and energy prices to unmanageable staff shortages; this current level of economic uncertainty matches that of March 2020. On the bright side, the similar circumstances over the course of pandemic…
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These are the effects of the pandemic on home insurance claims

As we reach a new phase of our country’s recovery from the recent years, only when we look back can we see how far we’ve come. During the pandemic, the confinements of our homes kept us safe from the outside world, while ironically exposing us to all kinds of trouble indoors. Here are the most…
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Cyber Threat

Actions to take when the cyber threat is heightened Remaining vigilant and teaching your employees this same value has become important now more than ever, as the threat posed by cybercriminals has increased significantly since the onset of the Covid-19 pandemic. Keeping one step ahead is all about being aware of procedures, so here is…
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