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The Growing Importance Of Cyber Insurance Coverage

All businesses need cyber insurance cover in this growing digital age. This even extends to ‘brick and mortar’ businesses as they will also use aspects of digital technology, despite being a physical entity. Shockingly, two thirds of businesses show some lack of confidence in understanding and assessing their own cyber risk, which is why cyber…
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The Biggest Challenges Insurance Companies Face in 2023

A society without it equals chaos, and the cost of everything would increase exponentially. Insurance saves you from financial ruin. Imagine how stressful driving would become or the worry of something happening to your home, business, or health without it. As consumers, we take it for granted that we can have the greatest level of…
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Is travel insurance essential for a UK holiday

There’s a lot of appeal in opting for a staycation – beautiful beaches, splendid countryside; forests, mountains and lakes, theme parks and a rich tapestry of history with so many castles and monuments to visit and explore. There is also the added convenience of skipping the airport hassle; simply jump in the car and drive…
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Going On Holiday? Do You Got The Right Travel Insurance?

There’s nothing like getting away from it all! Whether you are jetting off to the sun-kissed shores of a tropical beach, planning an Arctic adventure, or hiring a cottage on the Cornwall coast, one thing is certain: you need travel insurance. Travel insurance is not all about covering the worst possible scenarios, like breaking a…
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Protect Your Investment: Let Property Insurance

Investing in commercial property can be a lucrative endeavour, offering a stable income stream and potential for long-term growth. However, as with any investment, there are risks involved. One of the most effective ways to safeguard your investment and mitigate potential losses is through Let Property Insurance.Let Property Insurance, also known as landlord insurance, is…
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Property Underinsurance

If your client owns a residential or commercial property, they will need to be confident their investment isn’t underinsured. We are all aware of the issues in the market regarding Property Insurance and the increasing likelihood that your clients could be underinsured, therefore we’d like to ensure your clients are being made aware of the…
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Should I add a named driver to my insurance policy?

When trying to decide whether you should add a named driver to your policy, the first question you should ask yourself is, “How safe a driver are they?” For many younger drivers, this is a great way to get a big discount on their car insurance costs, but you don’t want your premium to increase…
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Top Tips For Insuring Your Prestige Car

Finding the right car insurance is important for many reasons, and if you are insuring a prestige car, the stakes are even higher. The last thing you need or want is to incur extra expenses that could have been avoided by spending a bit more time paying attention to the finer details of your policy.…
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Local Insurance Company Supports Government Ministers to Cap Whiplash Claims

Local insurance company West Craven Insurance Services has welcomed plans by government ministers to cap whiplash compensation claims. Despite the UK having some of the safest roads in Europe and a fall in the number of accidents, whiplash claims are 50% higher than a decade ago. The claims cost insurance companies about £1bn a year.…
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How To Manage A Fleet Of Vehicles

Managing a fleet of vehicles is no mean feat. There are several components that are essential to running it successfully, including vehicle maintenance, driver training, and administration. Not least is fleet insurance, which is a legal requirement that protects your business from severe financial consequences. Vehicle inspections It’s vital to maintain your fleet regularly, and…
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Most common misconceptions about car insurance cover

The financial implications of a motoring accident can be colossal. This is why it’s important to give accurate information to your insurer and don’t let a few myths lure you down some very dark and dangerous roads! Car insurance (like any insurance) is calculated by analysing elements of risk and the financial implications in the…
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