Our farm motor insurance covers agricultural vehicles of all shapes and sizes, through to private cars and commercial goods vehicles, we cater for everything from small family farms to large, multi-location estate management teams.
- Vehicles – Personal & Business
- Buildings & Contents
- Agricultural Machinery
- Personal Accident & Sickness
- Third Party & Employers Liability
- Livestock (Including Disease)
- Goods In Transit
- Revenue Protection
- Horticulture
- Legal Expenses & Personal Legal Protection
- Horse & rider
- Farm Diversification (EG: B&B, Holiday Lets, Camping, Fishing & Shooting)
INSURANCE for your Farm
Protecting your farm for future generations
We help farm owners and agricultural businesses manage and mitigate risks through tailored insurance solutions. Managing a farm or rural estate involves various risks, including livestock loss, public liability claims, and damage to buildings, machinery, or vehicles.
A comprehensive farm insurance policy can shield you from numerous financial risks, ensuring the smooth operation of your business.
At West Craven Insurance, we specialise in agricultural insurance and understand the unique risks you face, whether in daily operations or future growth and diversification plans. By getting to know your business, challenges, and aspirations, we tailor a bespoke rural insurance package to protect everything you have worked for. Helping farmers manage business diversification.
Farming Insurance:
Our Farming Insurance is designed to protect you and your farm with expert advice you can rely on. With over 30 years of specialist insurance experience, we understand the farming industry inside and out.
Public Liability Insurance:
Public liability insurance is essential for any farm. It ensures you’re covered if a member of the public gets injured on your property or if you cause damage to someone else’s property.
Farm Property Insurance:
Farm buildings insurance provides protection for your domestic and commercial buildings, including their contents, against perils such as fire, flood, and storm damage. It also extends coverage to any property you rent out to tenants.
Employers Liability Insurance:
Employers’ Liability Insurance is a legal necessity for anyone employing workers, including casual or seasonal staff, family members, and self-employed contractors. It provides financial protection by covering damages, compensation costs, and legal fees from work-related injuries or illnesses.
Rural Home and Contents Insurance:
Comprehensive rural home and contents cover uniquely tailored to protect your buildings and belongings.
Small Holding Insurance:
We provide cover for smallholdings, protecting adjacent land used for growing small-scale crops or keeping livestock.
Types of agricultural vehicles we cover:
Whether you operate tractors, combines, balers, or rely on quad bikes, our comprehensive Farm Motor/ Agricultural Vehicle Insurance can be tailored to provide the right level of cover for your needs.
Tractor & trailers: Tractors are an essential part of farm life, enabling you to efficiently perform a wide array of everyday tasks.
Farm Quad bikes: Comprehensive cover to keep you and your quad bike protected on and off the farm
Vintage tractors: Vintage agricultural vehicles and classic tractors.
Motor breakdown: As an enhancement to our Farm Motor and Rural Business Motor policies, we provide optional breakdown cover. This additional service is available for both private cars and commercial vehicles, ensuring comprehensive support for a wide range of vehicles.
Livestock Insurance:
Our livestock policy offers comprehensive all-risks coverage for both individual animals and entire herds. This protection encompasses loss, destruction, damage, death, injury, illness, and disease, ensuring your livestock is safeguarded against a wide range of potential risks.
Equine Insurance:
Our specialist equine cover is designed specifically for horse owners and riders, offering comprehensive protection for both you and your horse. With our tailored insurance, you can enjoy peace of mind knowing that you and your equine companions are well-protected.
Renewable energy insurance:
More and more farmers and landowners are turning to electricity production as a way to generate their own energy and create an additional income stream through government incentives. This shift has resulted in a growing need for specialised insurance to protect these installations.
Business Interruption Insurance:
Business interruption insurance is vital for farmers facing material damage claims that halt operations. It covers lost income during downtime, helping with ongoing expenses and employee wages. This insurance is crucial to maintaining long-term business viability despite disruptions.
Farm Tourism & Leisure:
Are you gearing up to open a new B&B or looking to expand your camping and caravan sites? It’s essential to be aware of any additional risks you might encounter during this process. Contact us to discover and understand these potential challenges, ensuring you’re well-prepared for a successful venture.
Farm Education & Corporate Entertaining:
Ensure nothing is overlooked when welcoming school visits to your farm or offering corporate hospitality such as shooting and fishing. We can help you identify potential risks and arrange the appropriate insurance solutions tailored to your needs.
Why you should choose West Craven Insurance:
Drawing on over three decades of experience in delivering tailored insurance solutions, we are dedicated to securing the most comprehensive coverage for our clients. Our commitment extends to ensuring cost-effectiveness, continuously striving to reduce expenses without compromising on quality.
- Accrington
- Addingham
- Baildon
- Barnoldswick
- Bingley
- Brighouse
- Burnley
- Clitheroe
- Colne
- Earby
- Elland
- Great Harwood
- Guiseley
- Halifax
- Harrogate
- Hebden Bridge
- Huddersfield
- Ilkley
- Keighley
- Knaresborough
- Otley
- Padiham
- Ripon
- Ripponden
- Shipley
- Silsden
- Skipton & the Dales
- Sowerby Bridge
- Steeton
- Wetherby