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Global Trends in Health and Safety Regulations and Their Impact on Insurance

Health and safety regulations continue to evolve, and businesses are under increasing pressure to understand their responsibilities, protect employees and manage risk properly. For sectors such as construction, manufacturing, transport, healthcare, agriculture and engineering, this is not simply a compliance issue. It can also have a direct impact on insurance cover, claims, premiums and long-term…
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Keep Your Car Cool, Safe and Summer-Ready

When summer arrives, most people look forward to road trips, weekends away, family days out and longer evenings. While many drivers prepare themselves for warmer weather, it is easy to overlook the impact that rising temperatures can have on a vehicle. Although winter is often associated with breakdowns and difficult driving conditions, hot weather can…
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Two Thirds of Homeowners Without Outside Contents Insurance

Many homeowners spend time and money improving their gardens, buying quality tools, investing in outdoor furniture and purchasing bikes, barbecues and equipment for the whole family to enjoy. However, a surprising number of people overlook one important question: are these items actually insured? While most homeowners understand the importance of protecting the contents inside their…
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Why Mobile Catering Vehicle Insurance is Essential

Running a mobile catering business can be exciting, flexible and rewarding. Whether you serve gourmet burgers at festivals, artisan coffee at business parks, wood-fired pizzas at weddings, ice cream at summer events or traditional fish and chips from a converted van, your vehicle is much more than transport. For many mobile caterers, the vehicle is…
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Got The Right Cover to Keep Your Motor Trade Moving?

Whether you buy, sell, repair, recover, valet or transport vehicles, having the right motor trade insurance in place is one of the most important decisions you can make for your business. Every day, motor traders deal with risks that many other businesses simply do not face. Customer vehicles, test drives, expensive tools, business premises and…
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House Insurance

House Insurance: Are You Properly Covered When You Are Away from Home?

Your home is likely to be one of the most valuable things you own, so it is important to make sure your house insurance gives you the right level of protection. Whether you are going away on holiday, spending more time out during the summer, visiting family, working away or leaving the property empty for…
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Cyber insurance

Cyber Security Breaches Survey 2026

The latest UK Government Cyber Security Breaches Survey shows that cyber risk remains a serious issue for businesses, charities and organisations of all sizes. Although many attacks are unsuccessful, the figures make it clear that cyber security should no longer be seen as a problem only for large companies or technology firms. For small and…
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Flash Flooding Guidance for Customers and Businesses

Flash flooding can happen quickly and with very little warning. Heavy rain, thunderstorms, overwhelmed drains, surface water, blocked gullies and already saturated ground can all lead to water entering homes, commercial premises, yards, car parks, stock rooms and offices. Even where a property has never flooded before, sudden rainfall can create serious problems in a…
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What Happens If Your Business Email Account Is Hacked?

What Happens If Your Business Email Account Is Hacked?

Email is one of the most important tools in almost every business. It is used for customer enquiries, invoices, supplier updates, staff communication, account access, password resets, contracts, booking confirmations and everyday administration. Because of that, a business email account can become a valuable target for cyber criminals. If a business email account is hacked,…
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How Much Is Insurance on an HGV?

How Much Is Insurance on an HGV?

HGV insurance is one of the largest ongoing costs for haulage operators, owner-drivers, and fleet managers. The exact price can vary significantly depending on the vehicle, how it is used, who is driving it, and the level of cover required. Unlike standard car or van insurance, HGV insurance reflects the higher risks associated with heavy…
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Underinsurance: The Hidden Risk Many UK Businesses Face

Most business owners believe they are protected until the moment they need to make a claim. That is usually when the real problem appears. A fire damages your premises. Floodwater destroys stock. A break-in shuts down operations for weeks. You contact your insurer expecting support, only to discover your policy does not fully cover the…
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Why You Need A Sickness Absence Policy

Why You Need A Sickness Absence Policy

When somebody calls in sick, the impact reaches far beyond one empty desk. Workloads shift immediately. Managers start rearranging rotas. Deadlines feel tighter. Other employees feel pressure building around them. If there is no clear sickness absence policy in place, confusion usually follows straight after. That confusion causes more damage than many businesses realise. Employees…
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