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Flood Risk & Storm Cover Insurance

Don’t Let Storm Season Catch You Off Guard!

With extreme weather becoming increasingly common across the UK, now’s the perfect time to make sure your home, business, or vehicles are properly protected against flood and storm damage.

According to the association of British Insurers (ABI), insurers paid out a record 585 million for weather-related damages to homes and possessions in 2024. this figure represents the highest total since the ABI began collcetion data in 2017.

Stormy weather is now a feature of UK weather, with gales and wind damage costing around £600 million each year, according to the Met Office.

With storms like Ciara, Dennis and Jorge hitting the UK and costing millions in flood and wind damage, it’s good to know what flood risk & storm damage you’re covered for.

It may not be as straightforward as you think

At West Craven Insurance Services Ltd, we don’t believe in one-size-fits-all cover.

West Craven Insurance we will give you and your business impartial help and advice to ensure that you have the cover you and your business require.

As a proudly independent broker with over 30 years of experience

With expertise in Commercial and Personal Insurance for over 30 years we aim to ensure that every client gets the most comprehensive cover at the most competitive prices.

We offer tailored insurance solutions designed around your unique needs — whether personal, commercial, or specialist cover.

  • Home & property insurance with flood and storm protection
  • Commercial property, plant, and vehicle cover
  • Emergency vehicle and medical sector insurance

No call centres — just real people offering real advice.

Top 5 benefits of buying Flood Risk & Storm Cover Insurance in the UK!
  1. Financial Protection Against Flood and Storm Damage

Flooding and storms can cause severe damage to homes and businesses, leading to costly repairs. Having this insurance ensures you are not left paying out of pocket for structural damage, roof repairs, or rebuilding costs.

  1. Coverage for Property and Belongings

This insurance not only protects the building but also covers damage to personal belongings, furniture, and electrical appliances, which can be expensive to replace after a flood or storm.

  1. Alternative Living Accommodation Costs

If your home becomes uninhabitable due to flood or storm damage, insurance can cover temporary accommodation expenses, ensuring you have a safe place to stay whilst repairs are carried out.

  1. Business Continuity & Loss of Income Protection

For businesses, flood and storm cover helps with business interruption costs, covering lost revenue and helping to resume operations quickly. This is especially important for businesses in high-risk flood zones.

  1. Peace of Mind & Compliance with Mortgage Requirements

Many mortgage lenders in flood-prone areas require adequate flood cover. Having insurance not only meets these requirements, ensuring quicker recovery, but also provides peace of mind, knowing that you are financially protected against unpredictable weather events.

Would you like help comparing different insurance providers in the UK?

Would you like help finding the best insurance providers or policy comparisons?

Don’t wait for the next downpour.

Let’s make sure you’re covered for whatever the weather brings.

We aim to beat every genuine quotation

So for immediate cover and flexible payment options with premium finance or insurer instalments, fill in one of our online quote request forms or call us today on 01756 802100 for a a free competitive quotation.

https://www.westcraveninsurance.com/

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