Your Local Business Car Insurance Specialist
Many customers come to us unsure whether their current policy actually gives them the protection they need — and in many cases, it doesn’t. This can leave them unknowingly exposed, meaning they’re at risk of not being covered should an accident happen.
Even occasional business trips in your personal car can take you outside standard SDP (standard, domestic and pleasure) cover, which may cause issues if you need to make a claim. Standard car insurance usually excludes activities like visiting clients & driving between multiple work sites.
Without the correct level of cover in place, a claim could be rejected, leaving you facing costly repairs, disruption to your work, and unnecessary stress. That’s why understanding your insurance needs — and ensuring your policy matches the way you actually use your vehicle — is so important.
Who needs Business Car Insurance?
Business car insurance is for people who use their car or vehicle for work purposes. If you are using your car to commute to one location, then standard car insurance will be fine, but if you are doing any of the following activities listed here, we recommend buying a business car insurance policy:
- Transporting goods or business equipment for work
- Doing work related errands
- Driving between workplaces/job sites
- Delivering supplies such as office stationery to another place
- Driving a company car
- Giving colleagues a lift to meetings/events
- Travelling to a different office than your usual, permanent workplace
Business car insurance, or company or commercial car insurance, is a specialist type of car insurance that’s designed to protect drivers who either have company cars or drivers who use their cars for work-related purposes.