There’s a lot of appeal in opting for a staycation – beautiful beaches, splendid countryside; forests, mountains and lakes, theme parks and a rich tapestry of history with so many castles and monuments to visit and explore. There is also the added convenience of skipping the airport hassle; simply jump in the car and drive to your holiday. It’s so easy, and perhaps because of this, the popularity of the staycation is here to stay!
You book the hotel, campsite, guest house or lodge, you go shopping for some new clothes, and you even get the car serviced. But wait! Have you considered travel insurance? Perhaps you don’t think you need it. Yet if you look at what UK travel insurance covers, you might think otherwise!
So what are you covered for if you take travel insurance for your UK staycation?
Booking a holiday is expensive and if a member of your family becomes ill or injured and you must cancel, you could be out of pocket by thousands of pounds. If you are insured, you will be able to claim for this expense. At least then you will have the funds to re-book your holiday, instead of waiting for the next opportunity. Your priceless memories will simply be delayed for a time but not lost.
Picture this: you are having a great time, the sky is blue, the sand is golden – it’s like being abroad! While you are walking to the beach, you slip and break your ankle. With personal liability, you are covered along with many other potential injuries that may occur. Always check the details of what circumstances you may not be covered for. You don’t want to have a bad trip!
Travel and accommodation
If you need to pay for extra travel costs or accommodation costs due to injury you will also be covered.
If you use any booking companies for your holiday and they go into administration, then you will be compensated.
Baggage and personal items
You can easily damage or lose property on holiday. Beware, sometimes pricier items such as bikes or phones may not be covered or might have a large excess, or they may only be covered up to a certain value. It’s worth noting that if you have home contents insurance your policy might already cover these items.
Even with the wonderful NHS, chances are if you are admitted to hospital while you are on holiday, you will be some distance from home, and if you have to pay to get transferred, you are covered.
Having the right insurance helps you to kick back and not worry about the ‘what ifs?”
Chances are that your holiday will be a beautiful and joyous experience, and with the added peace of mind that travel insurance brings, you might find it helps you to relax all the more.