Protect Your Business With Comprehensive Insurance
If you’ve just started your own business you’ll have a long To-Do List.
Business insurance may not be top of that list. We can help you get the right insurance for your start-up needs. Every Start-Up is different so, whether you have separate premises or you work from home, employ people, or work on your own; let us take the hassle out of your business insurance.
Professional Indemnity Insurance
Professional indemnity insurance protects you if your customers rely on your professional expertise and advice, and they think you’ve made a mistake. They can make a claim against you and you’ll need insurance which protects your business from the cost of compensation bills and legal defence fees.
Employers’ liability insurance is a legal requirement if your business employs one or more people, and you could be fined £2,500 for each day you’re not covered, and this includes non paid staff and volunteers.
Public liability insurance is important whatever your business sector but it is especially important if you’re business is involved in the medical sector. The insurance covers the cost of legal action and compensation claims made against your business if a third party is injured or their property suffers damage whilst you are working in their home, office or business property.
Directors & Officers
Directors or Managers (Officers) who are found to have acted outside of their terms of reference as stated in their job description can have, civil, criminal or regulatory proceedings can be brought against them. D&O liability insurance covers the cost of defending these proceedings as well as any compensation costs that arise.
Today, any type of business of whatever size will rely to a greater or lesser extent on information technology (IT) infrastructure. This means that all are also vulnerable to cyber attacks or internet-based risks. If this happens you could be exposed to the risks of business interruption, income loss, damage management and repair, and possibly reputational damage.
Every Start-Up is different so, whether you have separate premises or you work from home, employ people or work on your own, let us take the hassle out of your business insurance.